Hiscox

Tracked cover

Valuables cover

Total cover for all valuables combined

£50,000

Verified

Single article limit

Maximum payable for any one item

£15,000

Verified

Pedal cycle limit

Cover for bicycles

£10,000

Verified

Frozen food limit

Payout for freezer contents spoiled by breakdown

£2,000

Verified

Money / credit card limit

Cash in the home and fraudulent card use

£2,500

Verified

Personal possession cover limit

Belongings taken outside the home

£25,000

Verified

Unoccupied days limit

Consecutive days the property may be empty before cover changes

120 days

Verified

Terms following unoccupied limit

What cover remains once the unoccupancy limit is exceeded

Cover continues in full for up to 120 consecutive days of unoccupancy. Beyond that, theft and escape of water are excluded unless a monitored alarm is set and a keyholder inspects the property fortnightly. All other insured perils remain in force, and accidental damage continues for buildings.Read full terms

Verified

Contents in the open limit

Contents in the garden — furniture, BBQs, statues

£5,000

Verified

Contents in outbuildings limit

Contents in sheds, garages and summer houses

£15,000

Verified

Claims contact number

Number to call to make a claim

0800 000 0000

Not specified

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